How to open a bank account in the Czech Republic?

A Czech bank account guarantees a convenient payment method for your customers. At the same time, you will increase the credibility and sense of security of your customers. For more information on the Czech bank account, see the article Czech bank account.

In order to open a Czech bank account, you must meet certain conditions for opening a bank account.

1. type of bank

Each bank in the Czech Republic has different conditions for opening a bank account. Some conditions are similar, but some banks may have additional requirements for opening a bank account.

2. type of bank account

Another important factor that determines what conditions you will have to meet to open a bank account is the type of bank account. For example, fewer conditions will need to be met to open a personal or foreign currency account than to open a business account.

Types of bank accounts most often opened

Personal account

Account used primarily for easier cash and non-cash management and funds management (transfers, deposits, deposits).

Foreign currency account

Foreign currency account, can be current or corporate. Its prevailing interest rate differs from one currency to another, and the rate of appreciation of funds deposited there also differs from Czech crown bank accounts.

Corporate account

A business account is a necessity especially for legal entities, sole proprietors can easily get by with a private personal account. There are different types of business accounts for different types of companies and entrepreneurs, the difference is mainly in the offer of related services and other products.

3. meeting

Meeting with a bank employee is the final step in opening a bank account. The employee will explain all the details of the prepared contract, introduce you to the advantages of a bank account and teach you how to use online banking.

In terms of setting up a bank account, we provide the following services:

Communication with banks
  • Telephone connection
  • Email message
Obtaining information
  • Conditions for opening a personal account
  • Conditions for opening a foreign currency account
  • Conditions for opening a business account
  • Banking service offerings
  • Price list of banking services
  • Internet banking
Making an appointment
  • At the bank branch of your choice in the Czech Republic in our presence and the presence of a bank employee
  • Teleconference with you and a bank employee
Consecutive translation

We translate you from Polish to Czech and the bank employee from Czech to Polish so you understand everything.

All the time from the start of the information acquisition process until its completion you are kept informed via SMS and e-mail.

If you have questions or ambiguities and want to ask about something that isn’t here, don’t hesitate to contact us!