{"id":1528,"date":"2024-04-21T22:45:49","date_gmt":"2024-04-21T20:45:49","guid":{"rendered":"https:\/\/czeskastrefa.pl\/which-bank-to-choose-in-the-czech-republic\/"},"modified":"2024-05-15T20:34:05","modified_gmt":"2024-05-15T18:34:05","slug":"which-bank-to-choose-in-the-czech-republic","status":"publish","type":"post","link":"https:\/\/czeskastrefa.pl\/en\/which-bank-to-choose-in-the-czech-republic\/","title":{"rendered":"Which bank to choose in the Czech Republic?"},"content":{"rendered":"\n<p>This question certainly cannot be answered unequivocally, as many factors influence the choice of bank. First of all, the choice of bank may be influenced by the range of services and their price, fees, experience with a bank in another country or foreign transfers.<\/p>\n\n<p>Below I list 5 banks that are popular in the Czech Republic.<\/p>\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"490\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023-1024x490.png\" alt=\"\u010cesk\u00e1 spo\u0159itelna, CC BY-SA 4.0 https:\/\/creativecommons.org\/licenses\/by-sa\/4.0, via Wikimedia Commons\" class=\"wp-image-592 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023-1024x490.png 1024w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023-300x143.png 300w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023-768x367.png 768w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023-1536x735.png 1536w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Ceska_sporitelna_-_logo_2023.png 1880w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong>\u010cesk\u00e1 spo\u0159itelna<\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">\u010cesk\u00e1 spo\u0159itelna is the largest bank in the Czech Republic in terms of the number of customers, which is about 4.493 million for the entire group. It is part of the Erste Group operating in Central and Eastern Europe with headquarters in Vienna. It serves small customers, small and medium-sized enterprises, cities and municipalities. It also finances large corporations and provides financial markets services.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub>\u010cesk\u00e1 spo\u0159itelna, CC BY-SA 4.0 https:\/\/creativecommons.org\/licenses\/by-sa\/4.0, via Wikimedia Commons<\/sub><\/em><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong><strong>Fio banka<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Fio banka a.s. is a Czech bank based in Prague that obtained a banking license in 2010. Until then, it operated as a savings and credit cooperative and a Fio listed company. It focuses on providing ordinary banking services without fees and on small and medium-sized investors, for whom it acts as an intermediary in securities transactions on exchanges in the Czech Republic, the US, Poland, Hungary, Germany and Slovakia. Customers of this bank can trade securities through the e-Broker online trading platform, the Smartbroker mobile application, the branch network and by phone.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub><em><sub>Fio banka, public domain, via Wikimedia Commons<\/sub><\/em><\/sub><\/em><\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"190\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_-1024x190.png\" alt=\"\" class=\"wp-image-595 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_-1024x190.png 1024w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_-300x56.png 300w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_-768x142.png 768w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_-1536x285.png 1536w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Fio_banka_logo.svg_.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"433\" height=\"375\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/CSOB_logo.jpg\" alt=\"\" class=\"wp-image-596 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/CSOB_logo.jpg 433w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/CSOB_logo-300x260.jpg 300w\" sizes=\"auto, (max-width: 433px) 100vw, 433px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong><strong><strong>\u010ceskoslovensk\u00e1 obchodn\u00ed banka<\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">\u010ceskoslovensk\u00e1 obchodn\u00ed banka, a. s., known by its abbreviation \u010cSOB, is a banking institution operating in the Czech and Slovak financial services market and the managing person of the concern of the same name. It provides banking and other financial services to individuals, businesses, corporate and institutional clients. In retail banking in the Czech Republic, \u010cSOB operates under its primary brands &#8211; \u010cSOB (branches) and \u010cSOB Po\u0161tovn\u00ed spo\u0159itelna (branches and outlets of the Czech Post Office).<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub>Andr3w11, public domain, via Wikimedia Commons<\/sub><\/em><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong><strong><strong><strong>Komer\u010dn\u00ed banka<\/strong><\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Komer\u010dn\u00ed banka, a. s. (also known by its acronym KB) is a banking institution operating in the Czech capital market, majority owned by the French financial group Soci\u00e9t\u00e9 G\u00e9n\u00e9rale. It is a joint stock company and its shares are traded on the Prague Stock Exchange. It serves about 1.7 million customers in the Czech Republic. The bank focuses mainly on retail banking, where it provides comprehensive services to both individuals and businesses. Products include deposit and loan products.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub><em><sub>Komer\u010dn\u00ed banka \/ Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, CC BY-SA 4.0 https:\/\/creativecommons.org\/licenses\/by-sa\/4.0, via Wikimedia Commons<\/sub><\/em><\/sub><\/em><\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"302\" height=\"119\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Komercni_banka_logo.jpg\" alt=\"\" class=\"wp-image-597 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Komercni_banka_logo.jpg 302w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Komercni_banka_logo-300x118.jpg 300w\" sizes=\"auto, (max-width: 302px) 100vw, 302px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"274\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_-1024x274.png\" alt=\"\" class=\"wp-image-598 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_-1024x274.png 1024w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_-300x80.png 300w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_-768x205.png 768w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_-1536x410.png 1536w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/Raiffeisen_Bank.svg_.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong><strong><strong><strong><strong><strong>Raiffeisenbank<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Raiffeisenbank is a financial institution that has been operating in the Czech Republic since 1993. It is part of the Raiffeisen Group, founded by German philanthropist Friedrich Wilhelm Raiffeisen, and its main shareholder is Austria&#8217;s Raiffeisen Bank International AG. According to total assets, it is the fifth-largest bank in the Czech market and has about 130 branches and customer service centers.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub>Bolonium, public domain, via Wikimedia Commons<\/sub><\/em><\/p>\n<\/div><\/div>\n<\/div>\n\n<div style=\"height:3px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Finally, I would like to mention PKO Bank Polski S.A., which also operates in the Czech market. However, it is not as well known to Czech customers.<\/p>\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h4 class=\"wp-block-heading has-text-align-center\"><strong><strong><strong><strong><strong><strong><strong>PKO BP S.A., Czech Branch  <\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Branch of PKO Bank Polski in Prague serving businesses and corporations operating in the Czech Republic. Powszechna Kasa Oszcz\u0119dno\u015bci Bank Polski Sp\u00f3\u0142ka Akcyjna (abbreviation: PKO Bank Polski S.A., PKO BP S.A.) &#8211; the largest universal bank in Poland, a joint stock company listed on the Warsaw Stock Exchange since 2004. It serves individuals, small and medium-sized businesses, as well as large corporations.  <\/p>\n\n\n\n<p class=\"has-text-align-center\"><em><sub>PKO Bank Polski, public domain, via Wikimedia Commons<\/sub><\/em><\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"978\" src=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/PKO_Bank_Polski_logo.svg_.png\" alt=\"\" class=\"wp-image-599 size-full\" srcset=\"https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/PKO_Bank_Polski_logo.svg_.png 800w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/PKO_Bank_Polski_logo.svg_-245x300.png 245w, https:\/\/czeskastrefa.pl\/wp-content\/uploads\/2024\/04\/PKO_Bank_Polski_logo.svg_-768x939.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>This question certainly cannot be answered unequivocally, as many factors influence the choice of bank. First of all, the choice of bank may be influenced by the range of services and their price, fees, experience with a bank in another country or foreign transfers. Below I list 5 banks that are popular in the Czech [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1179,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[220,223,225],"tags":[241,240,238,249,227,246,244,248,247,229,231,243,236,234,242,245,250],"class_list":["post-1528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-account","category-company","category-individual","tag-bank-en","tag-bank-account","tag-bank-account-number","tag-business","tag-business-in-the-czech-republic","tag-company","tag-company-account","tag-corporation","tag-customer","tag-czech","tag-czech-bank-account","tag-czech-market","tag-czech-republic","tag-e-commerce-en","tag-finances","tag-personal-account","tag-sole-proprietorship"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which bank to choose in the Czech Republic? | Czeska Strefa<\/title>\n<meta name=\"description\" content=\"This question certainly cannot be answered unequivocally, as many factors influence the choice of bank. 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